Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance agency (License 0B75129), operates this site. It provides general information on term life insurance and supplies a quotation device that returns company rates using your submitted data.

Quotes Are Illustrative. Rates come from insurance companies for your selected category and are informational only. They don't form an insurance contract, guarantee any rate, or promise approval. The carrier's underwriting process determines the ultimate rate, class, and qualifications; the issued contract and its conditions take precedence.

No Coverage Is Created Here. Requesting quotes, submitting an application, or sending a contact form does not activate coverage. Coverage is established solely when an insurer issues a policy, which you then approve and pay for.

Products and Pricing Vary. Offerings, companies, and quotes shift by jurisdiction and individual and may be adjusted without announcement. Shown rates are for California occupants.

General Information. Educational material on this site is not specialized guidance—legal, tax, or investment. Verify important details with a qualified specialist.

External Application Platform. The application page includes a secured service from a third party, governed by its separate conditions.